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房子是還沒看中~但是已經在看了。
我們跟地產公司合作的 mortgage office做了pre-approval,過了,但是他也只是打個電話給我們說pre-approval過了然後我們可以貸多少多少錢的範圍。那如果我們在其它公司看到更好的利率,又要重新做一次pre-approval嗎?
You don`t have to do another approval while shopping for a home. The pre-approval is good enough to demonstrate that you have the ability to get a loan. This approval is used to show the seller or a new home builder that you can afford a house, up to the limit stated in the pre-approval.
Until you have found and decide on a house, you don`t need to involve the mortgage company
. After you found a home and decided on the price, you can still shop for a better loan with better rate or term.
CloudZ